Advisers who really listen
When you come to talk to us about your money and finances, the first thing we do is listen. Then we work out if we should offer you our services for a stated fee, or guide you – at no charge – to a lower-cost or free option elsewhere.
Typically, we help people work out what they’ve got now and what they’ll need for the future. That might be in the run up to retirement or after a change in your personal life. How we help you will depend on your own individual requirements but may include a budget analysis and cash flow forecast, an assessment of insurance needs, a debt plan, a retirement plan, a tax plan, an investment plan or legacy plan.
At Talking Finances, our clients always come first.
We start by listening, so come and talk!
Independent Financial Advisers
We are Independent Financial Advisers. Being independent means we can recommend services from the whole of the market. We have no bias towards any one particular financial product or service. It also means our clients pay us fees – we do not receive investment commissions.
You can therefore rest assured our advice and recommendations are based solely on what we believe to be right in your particular circumstances.
What our clients say
“For a complicated topic the process went very smoothly and we understood what we were signing up to based on Catherine’s detailed explanations. Great service, simplified advice, support throughout process. Would definitely recommend.”
William Jones, Company Director - Surrey
“I was first introduced to Ray at Talking Finances a few years ago when I retired and needed guidance on the best way forward with my pension. He explained all the possibilities available to me and once the decision was made, dealt with everything for me, arranging meetings at my home if needed.
I have always found Ray to be very knowledgeable, approachable and friendly, and, importantly for me, easy to contact and quickly ‘on the case’ when required. I’m happy and confident that my investment is in the best hands.”
Julia, Hitchin
“Chris is a friendly and helpful financial adviser who clearly knows his subject and is very good at explaining the sometimes complicated financial jargon in putting it in plain English. He also takes the time to listen to, and constructively contribute to, the goals and aspirations of our long term planning, while not losing the sight of our immediate needs.”
Steve, Hertfordshire
“We were extremely pleased with Catherine at Talking Finances. She gave our business step by step, jargon free guidance and reassurance that allowed us to plan for the future. I would wholeheartedly recommend her to anyone.”
Adrian Turnham, Company Director - Kingston
“I have used Ray’s services for a number of years and have always valued his advice. His customer service skills are exemplary; always very approachable, speaks in plain English and takes the time to explain his recommendations and the technicalities of his advice.”
Wayne and Beverley, Hitchin
“I came to Talking Finances with very little knowledge and even less interest, but thanks to Carole’s endless patience and incredible ability to make the world of finance accessible, I find myself with a new area of interest which I am thoroughly enjoying!”
Viki, St Albans
My late Husband and I used Talking Finances to sort out his Pension after he took early retirement, Carole Haswell was appointed our Financial Advisor and from day one has been friendly, open and explained the huge world of finance to a level that we can understand it.
Since losing my husband 2 years ago Carole couldn’t have been more helpful in getting my finances sorted out. Any questions have been answered with speed and efficiency. Emails are always answered within a couple of hours. I feel extremely comfortable and confident with the work that Carole does for me and the way she explains how my finances work.
Carole is very easy to talk to, and doesn’t make me feel that any question is too silly.
