Our fees

We believe in being upfront about all aspects of our services, including our fees.

When we listen to clients they tell us this transparency is important to them, which is why we disclose information on fees on our website – something not many financial advisers do.

What we charge

We structure our fees in the following way:

First meeting - getting to know you

What we charge: Nothing. We simply ask for a bit of your time.

Next Steps - analysis and report on possible options

What we charge: This stage of your Financial Plan is included in the full fee (see below). However, if you were to stop the service here, you would be charged £650.

Your Financial Plan - what we recommend for you

What we charge: £2,000 – this includes the charges for all the work we have done so far. At the end of this stage you will have a full report with personalised recommendations researched from the whole of the market.

If you wish us to invest your assets

What we charge: A further 1% of the capital we invest on your behalf (subject to a decency cap of £10,000).

If we provide an ongoing financial management service

What we charge: A further 0.75% of the assets we manage on an annual basis subject to a minimum of £1,200 a year and capped at £7,500 a year.

A little note to reassure you…

We will always tell you our fees in advance of any chargeable work beginning. At any stage of the process, you can ask us to stop. There is no VAT to pay on fees.

 

 

Standalone Mini Plan – basic guidance

Not quite ready for a full Financial Plan service? Our Standalone Mini Plan can help you figure out where you are today and what might be suitable going forward.

What we charge: £300. If you take a full Financial Plan service within 12 months, we will deduct the cost of the Mini Plan.

Please note that this service does not provide any specific product recommendations.

 

 

Measuring value

Our passion for what we do comes from the fact we see the significant positive results of our work every day. We know that the kind of financial planning we practise has the ability to transform the way clients think and feel about their money and enable them to live comfortable, fulfilled and secure lives.

What we see is backed up by recent, widescale studies. Joint research from Royal London and the International Longevity Centre, published in 2019, found that individuals who took financial advice saw an average boost of £47,706 to their wealth over a decade. The benefits of advice were particularly significant for those who took advice more than once.

Source: ILC and Royal London, ‘What it’s worth: Revisiting the value of financial advice’ https://ilcuk.org.uk/financial-advice-provides-47k-wealth-uplift-in-decade/

Furthermore, our work doesn’t just result in financial value to our clients: there are other benefits to be gained from working with us. Our clients tell us that they receive peace of mind, a greater sense of security and an overall boost to their wellbeing and quality of life.

What our clients say